This process may take up to 3 business days to complete once all the documentation is received. Since most minor dependents do not typically have existing Equifax credit reports, we need to create one before we can place a security freeze on it. The copies of the documents you send will be securely retained, stored, and disposed of.Ī. This will include sending a confirmation letter that the security freeze has been placed or sending a letter requesting additional information, if necessary. An authorized representative of Equifax receives and handles your request. What happens to my documents after Equifax receives them?Ī. Please complete and send the security freeze request form for your minor dependent and legible copies of the appropriate documentation to our dedicated security freeze mailbox at: Where do I send my information and request?Ī. But you will need to provide the same copies of documentation for both minor dependents. Yes, you can send multiple requests at the same time. Can I send multiple requests at the same time?Ī. In addition to the documentation, you’ll need to fill out this form and submit it to Equifax via U.S. Parents or legal guardians need to mail their requests with the appropriate and legible copies of documentation to Equifax. How do I request a security freeze for my child?Ī. We need to verify both your and your minor dependent’s identity and verify that you are the child’s parent or legal guardian before we can take action. It’s for your protection and your child’s protection. Why do I have to provide so much documentation?Ī.
TRANSUNION ZE ACCOUNT LICENSE
A copy of your driver’s license or other government-issued identification.To prove your identity, please provide copies of one (1) of the following pieces of identification: You’ll need to provide copies of documentation that verify your identity the minor dependent’s identity and your relationship to the minor dependent. What paperwork do I need in order to place a security freeze on my child’s credit report?Ī. Security freezes are free, but must be placed separately with each of the three nationwide credit bureaus (Equifax, Experian, and TransUnion).
Once a security freeze is placed on your child’s credit report, it restricts certain access to it, including access by fraudsters who may be attempting to open a new account using the child’s identity.Ī. How does a security freeze protect my child’s credit reports?Ī. Here are some commonly asked questions – and answers – about placing a security freeze on your minor dependent’s Equifax credit report: You’ll also need to complete this form and provide proof of your identity proof of their identity and proof that you are their parent or legal guardian. Should you request a security freeze be placed on your minor dependent’s credit report, a credit report is created for the minor and then frozen. The identity theft may not be discovered for years, until the child is a young adult.Īs a parent or legal guardian, a security freeze is one tool you can use to restrict certain access to your minor dependent’s credit report. Unfortunately, that means they present a blank slate for fraudsters who can apply for credit and take out loans in their name. You'll need to provide documentation to verify their identity, your identity and your ability to act on their behalfĬonsumers under the age of 18 typically do not have credit reports.A security freeze is one tool you can use to restrict access to your minor dependent's credit reports.Minors under 18 typically do not have credit reports.
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